Assess legally permissible business lending models and design collateral, custody, valuation, liquidation and financial-crime controls.
Why this workstream matters
Virtual-asset lending to natural persons is prohibited. Any business model requires a specific perimeter review covering borrower type, assets, collateral, custody, margin/liquidation, credit risk, contracts and AML/sanctions.
Model-specific questions
- Borrower and activity perimeter
- Collateral and custody
- Valuation and liquidation logic
- Credit and concentration risk
- AML, sanctions and source of assets
- Contracts and enforcement questions
How it connects to the application
Outputs must be consistent with the ownership structure, product and information flows, providers, business plan, staffing assumptions, policies and system behaviour. Any inconsistency should be resolved before filing or implementation.
Client inputs and dependencies
We confirm required founders, group records, product documentation, vendor information, system access, markets, transaction assumptions and responsible client personnel during scoping. The proposal separates adviser work, client responsibilities and third-party costs.